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Showing posts with label NeighborWorks America. Show all posts
Showing posts with label NeighborWorks America. Show all posts

Tuesday, June 29, 2010

Community Gardens, Food Co-ops, and Farmers Markets Provide an Oasis in ‘Food Deserts’

by Erica Hall, MA, Community Economic Development, Assistant Corporate Secretary/Senior Paralegal, NeighborWorks America

As part of her Let’s Move initiative to end childhood obesity, Michelle Obama said we must eliminate “food deserts” in this country. I couldn’t agree more.

Food deserts are low-income areas where full-service grocery stores are scarce and fast food chains are often plentiful. Access to healthy, affordable foods and beverages is limited, resulting in higher rates of obesity and diet-related diseases in residents.

As a community economic development (CED) practitioner, I am particularly passionate about the role community gardens, community supported agriculture, produce co-operatives, and farmers markets can play, not only in promoting a healthy lifestyle, and lifting community spirit and pride, but also creating opportunities for community economic development. Community food growing is also a source of satisfying labor, neighborhood improvement and allows for interaction with nature and the productive use of land.

I also understand that while supermarkets are anchors which bring economic development, supermarket development can take years. In the meantime, alternatives must be created to traditional supermarket development. I believe that if you can grow your own food while owning a stake in the business of food, it provides opportunities to promote entrepreneurship, ownership and microenterprise development.

In the NeighborWorks network, we see community gardens and farmers markets sprouting up all over the country. Take for example the Brooklyn Centre Community Orchard being planned in Cleveland, Ohio. This summer, residents hope to turn their Brooklyn Centre neighborhood, labeled a food desert, into a food oasis. A vacant expanse of land, which had fallen into disrepair and a magnet for crime and drugs, will be the site of the neighborhood’s first large-scale, resident-run community orchard.

Darren Hamm, sustainable housing specialist with Neighborhood Housing Services of Greater Cleveland is leading this effort. Hamm, who is also president of the Brooklyn Centre Community Association, said that a course on neighborhood stabilization he took at the NeighborWorks Training Institute was his inspiration to develop the orchard.

In California, the NeighborWorks Homeownership Center of Sacramento was recently awarded a $20,000 grant from Kaiser Permanente to help create a farmer’s market in the Oak Park neighborhood they serve. The new Oak Park Farmer’s Market, which opened on May 15, improves access to affordable, high-quality fruits and vegetables in an area where just one supermarket exists. It is also a source of income for a diverse group of farmers, including smaller, local and immigrant farmers from the Sacramento area. The homeownership center worked in partnership with community residents, community garden advocates, backyard growers, and fresh produce sellers to launch the farmer’s market, and the group intends to make Oak Park the sustainable food center of the Sacramento Region.

Youth get excited about growing their own food too. In Worcester, Massachusetts, Oak Hill Community Development Corporation’s Charlie Buffone Community Garden is run entirely by neighborhood youth. The vegetable and fruit garden is cultivated with all organic materials and toxic chemicals are strictly prohibited. They give away the produce to neighborhood residents, including making fruit and vegetable baskets for senior citizen homes. Check out the website, which is also maintained entirely by the young volunteers. If you’re on Facebook, see photos of their garden.

I recently had the opportunity to complete my graduate work which involved obesity prevention among African Americans, while increasing access to fresh foods, green spaces and safe places for low income communities in Washington, D.C . I became involved in a novel approach to increase access to fresh produce and other healthy foods to two of the district’s poorest areas: Wards 7 and 8. Wards 7 and 8 (east of the Anacostia River) have the District's highest poverty and obesity rates and are home to large food deserts.

The project, called the DC Healthy Corner Store Program, sought to increase access to fresh produce and other healthy foods in low-income neighborhoods, and to increase small grocers’ capacity to sell healthy foods successfully. It is led by D.C. Hunger Solutions, with support and funding from the D.C. Department of Health, and in partnership with KAGRO (Korean American Grocers Association), community-based organizations, and small retailers in the city.

Please go to nw.org to learn more about this wonderful program, as well as the funding opportunities available for similar efforts through the Obama administration's $400 million Healthy Food Financing Initiative.

For more information about farmer’s markets, including funding, how to start one and where to locate them in your state, visit the USDA’s website.

More information about community gardens, including funding, locations, best practices and tips can be found at the American Community Garden Association’s website.

Wednesday, June 23, 2010

Will Louisiana See a Surge in Mortgage Defaults After the Oil Spill?


In today’s Wall Street Journal, housing nonprofits expressed fear that the oil spill in the Gulf may cause a surge in mortgage defaults as residents lose income and business from the ongoing crisis. With the caveat that its way too early to know what will be the long-term economic impact of the oil spill, economists, real estate agents and nonprofit leaders interviewed for the piece, pointed to some “worrisome” signs.

Lorna Bourg, president of NeighborWorks member Southern Mutual Help Association (SMHA) based in New Iberia, Louisiana said, "It's a real crisis." She added that many fishermen rely on the summer shrimp season for most of their income.

Lauren Anderson, chief executive officer of Neighborhood Housing Services of New Orleans, another NeighborWorks organization in Louisiana, said in her interview that she expects a surge in mortgage defaults within the next few months from people whose income has been hurt by the spill.

According to the Wall Street Journal, Louisiana has been spared from the worst of economic recession due to a boom in rebuilding following Hurricane Katrina, as well as stable employment from the oil and fishing industries. With jobless and mortgage default rates currently below national averages, some are worried that Louisiana’s rebound will be lost.

Read more about it in the Wall Street Journal.

Monday, June 21, 2010

NeighborWorks America Salutes Operation Stolen Dreams for Efforts to Stamp out Mortgage Fraud

NeighborWorks America salutes the efforts to stamp out mortgage fraud undertaken by Operation Stolen Dreams. As reported by the U.S. Department of Justice, the task force has gone after more than 1,200 criminal defendants who are responsible for more than $2.3 billion in losses, and made 485 arrests.

“We applaud Operation Stolen Dreams and all of the interagency partners for getting these mortgage fraud scam artists off our streets and away from the innocent people being victimized,” said Marietta Rodriguez, national director of homeownership programs and lending for NeighborWorks America. “The homeowners who are being ripped off by these scam artists are facing foreclosure and desperate to listen to anyone who claims to be able to help them. These scam artists use slick sales pitches and advertising to lure in homeowners, guarantee to give them loan modifications, charge for their services in advance and then leave homeowners facing foreclosure and without anywhere from several hundred to several thousand dollars.”

In October 2009, NeighborWorks America and a host of local, state, and national partners launched the Loan Scam Alert campaign to raise awareness of loan modification scams, inform consumers about the signs of a loan modification scam, and encourage consumers to report scams occurring in their communities.

“The more we continue to raise awareness of loan modification scams through public education campaigns like the Loan Scam Alert campaign and encourage homeowners who have been scammed to report being scammed, the more we can help Operation Stolen Dreams track down these criminals and prosecute them,” said Rodriguez.

For more information about the Loan Scam Alert campaign or to report being scammed, visit http://www.loanscamalert.org/.

Wednesday, June 2, 2010

NeighborWorks America Salutes 2010 National Homeownership Month

NeighborWorks America announces a series of consumer outreach efforts to support affordable, sustainable and healthy homes and communities during the 2010 National Homeownership Month.

“For more than 30 years, NeighborWorks America and its network of affiliates around the country have supported and encouraged affordable and long-term homeownership,” said Ken Wade, CEO of NeighborWorks America. “From providing daily homeownership tips to urging homeowners facing foreclosure to talk to the right people, throughout National Homeownership Month we are working to get good information in the hands of potential homebuyers and current homeowners so they can achieve and sustain the American Dream of homeownership.”

NeighborWorks America and its network have planned a series of activities in June, including:

  • Featuring a “homeownership tip of the day” on NeighborWorks America’s National Homeownership Month Web page, NeighborWorks America’s Facebook page, and via Twitter.

  • Broadcasting videos that feature homeowners and nonprofits who discuss what homeownership means to them. To see current examples, visit the NeighborWorks America YouTube channel.

  • Urging homeowners who face foreclosure to contact the right people through a new public service announcement campaign designed to educate homeowners about where they can turn for help if they are at risk of foreclosure. The campaign urges homeowners to call the Hope Hotline – 888-995-HOPE (4673) – where they can speak to nonprofit HUD-approved housing counselors in English, Spanish, or more than 20 additional languages. To view the ads, or for more information about the campaign, visit http://www.foreclosurehelpandhope.org/. Homeowners at risk of foreclosure can also find nonprofit, HUD-approved housing counselors in their community by visiting http://www.findaforeclosurecounselor.org/.

  • Encouraging homeowners who face foreclosure to avoid loan modification scams by linking homeowners to the Loan Scam Alert campaign web site, which contains tips on how to avoid loan modification scam artists and where to report loan modification scams. The campaign web site is available in English and Spanish, and also has materials available in Chinese, Korean and Vietnamese.

  • Holding a series of homeownership education classes, fairs, and loan modification awareness events during National NeighborWorks Week, June 5-12, 2010.

  • Participating in industry training and education events that strengthen the nonprofit housing counseling community to meet the needs of homebuyers and existing homeowners.

For more information about NeighborWorks activities during National Homeownership Month, please contact Erin Angell Collins, ecollins@nw.org or 202-220-6317.

Wednesday, May 26, 2010

NeighborWorks Fights Mortgage Modification Scams with National Effort

NeighborWorks organizations around the U.S. are holding more than 150 events during national NeighborWorks Week (June 5-12, 2010) to inform tens of thousands of homeowners on how to avoid and report mortgage modification scams.

The events include hundreds of volunteers canvassing neighborhoods with tip-sheets and flyers, dozens of one-on-one and group workshops about reputable mortgage modification programs, and more.

“Many mortgage modification scams are sophisticated, slick and so well crafted that homeowners find it difficult to recognize them for the danger that they are,” said NeighborWorks America CEO Ken Wade. “More than 7,700 mortgage modification scams have been reported to the authorities since our campaign started in October, and we believe that the number of homeowners who have been victimized is significantly greater.”

In addition to mortgage modification scam prevention events nationwide, NeighborWorks organizations also are holding traditional community celebrations and hands-on community building activities, including home repair and painting events, landscaping projects, and mural painting. These efforts, and those of NeighborWorks Week events over the past 26 years, leave positive lasting legacies in participating communities all year round.

Find events on the National NeighborWorks Week website. More information is also in the NeighborWorks newsroom.

Tuesday, May 25, 2010

NeighborWorks America Receives $1 Million Grant from the Rockefeller Foundation for Nonprofit Housing Counseling and Foreclosure Prevention

NeighborWorks America today announced that it received $1 million from The Rockefeller Foundation in support of infrastructure development and upgraded technical support for nonprofit housing counseling organizations. The grant will help to strengthen and supplement nonprofit housing counseling capacity and increase their efficiency and ability to help homeowners avoid foreclosure.

Specifically, the grant will help NeighborWorks America provide data management and technical support to nonprofit organizations using CounselorMax™ to manage homeowner client data and to deliver and track that information to the servicers through the HOPE LoanPort, a web-based tool developed by the HOPE NOW Alliance that streamlines loan modification applications on behalf of borrowers at-risk of foreclosure, allowing housing counselors to efficiently transmit completed applications to mortgage servicers. In addition, the grant will also support community-based outreach events for homeowners at risk of foreclosure.

“Homeowners and housing counselors need better technology to work through the complicated details and document requirements for a long-term, successful mortgage modification,” said Ken Wade, CEO of NeighborWorks America. “The support from The Rockefeller Foundation will improve the work of nonprofit organizations that have been slowed by a paper-based system and inefficient mortgage modification delivery process. As a result of these investments, counselors will be able to serve homeowners at risk of foreclosure more efficiently and effectively.”

Monday, May 24, 2010

Congresswoman Maxine Waters, Actress Alfre Woodward and Actor Wendell Pierce Join NeighborWorks in Celebrating a Rebuilding Effort in New Orleans

The Pontchartrain Park area of New Orleans was completely destroyed by Hurricane Katrina and the pace of recovery had been extremely slow. But thanks in part to NeighborWorks’ Gulf Coast partner Pontchartrain Park Community Development Corporation (PPCDC), residents now have an opportunity to rebuild their community and return home.

On May 14, PPCDC celebrated completion of the first of 250 homes it plans to reconstruct in the area. The organization is headed by Wendell Pierce, the actor from HBO shows Treme and The Wire, who is from New Orleans and was raised in Pontchartrain Park. He took on the task of assembling the development team and partners to make his dream of redeveloping the housing in the area a reality. One of those partners is NeighborWorks America, who provided $200,000 in grants to PPCDC to fund the pre-development expenses associated with the project.

At the May 14 event, Pierce thanked NeighborWorks for stepping out and providing the initial pre-development funding. “When others said no, NeighborWorks said yes and we are sincerely thankful to them as a valued partner,” said Pierce.

Congresswoman Maxine Waters and actress Alfre Woodward also attended the celebration. Congresswoman Waters has visited New Orleans several times post Katrina to make sure resources promised by the government are delivered to the area. She thanked NeighborWorks America for the work it is doing in creating and preserving homeownership, not only in New Orleans, but across the nation.

Monday, May 3, 2010

Green Homes Can — and Should — Be Affordable Homes

by Thomas P. Deyo, Deputy Director
Green, National Real Estate & Community Stabilization
NeighborWorks America


How can homes be efficient and healthy while remaining affordable?

“It’s about paying careful attention to the basics — thoughtful design, smart choices and good building,” says The Home Depot Foundation President Kelly Caffarelli, in a really thoughtful article on how families of modest incomes can reap the economic and health benefits of environmentally friendly homes.

I agree, and was pleased to see Community Housing Partners (CHP) — a NeighborWorks member organization in Christianburg, Virginia — cited as a prime example of how nonprofit developers are building green, affordable homes as a matter of practice.

CHP is just one of many organizations in the NeighborWorks network that are bringing green benefits to moderate- and low-income communities through green home design, construction and rehabilitation. In fact, NeighborWorks America and the NeighborWorks network are fully committed to creating or rebuilding healthy, sustainable communities across the country. Visit nw.org/green to see a sample of the award-winning, green developments in the NeighborWorks network.

Cafarelli’s article, Green affordable housing protects pocketbooks, people and the planet, was published in Mother Nature Network’s blog.

Thursday, April 22, 2010

NeighborWorks America Reaffirms Its Commitment to 'Go Green'

As the nation celebrates Earth Day 2010, NeighborWorks America reaffirms its commitment to help low- and moderate-income communities across the nation go “green” and become healthy, sustainable places for people to live and work.

The commitment begins at home with NeighborWorks America’s pledge to reduce its own carbon footprint by 10 percent by 2012, and to offer training and education on green practices to the nonprofit community development field at large.

The commitment continues throughout the NeighborWorks network, which is working hard to promote green practices in communities through green home design and construction, rehabilitation, weatherization, energy efficient rental properties, and green jobs training. NeighborWorks America and the NeighborWorks network are fully committed to work together to create or rebuild healthy, sustainable communities across the country.

“This is an exciting time for the nonprofit community development field and its efforts to create healthy, sustainable and affordable housing,” said Thomas P. Deyo, deputy director of National Initiatives and Applied Research at NeighborWorks America. “NeighborWorks America is committed to being a leader in employing and promoting green and sustainable practices for the long-term benefit of the environment and our nation’s communities, so that all people can live, work, and play in healthy, ecologically friendly and affordable places.”

The NeighborWorks newsroom has more information, including highlights of just a few of the local NeighborWorks organizations’ green initiatives currently underway.

Learn about NeighborWorks Green Agenda at www.nw.org/green, and about Green training opportunities at http://www.nw.org/network/green/training.asp.

NeighborWorks Works with Realtors to Develop New 'Green The MLS' Toolkit for Marketing Green Homes

The National Association of Realtors® (NAR) released in time for Earth Day a new “green” tool kit to help Realtors® add a green initiative to their local multiple listing service (MLS). The toolkit will make it easier to market and identify green homes for homebuyers and sellers. Its development was a collaborative effort by a team of individuals, associations and organizations, including NeighborWorks America®.

“NAR research has consistently shown that there is a considerable and growing market for green buildings. ...Earth Day on April 22 only underscores the fact that many of today’s consumers want homes and communities that are sensitive to the larger environment. The Green MLS Tool Kit allows Realtors® to support this growing market,” said NAR President Vicki Cox Golder.

“By identifying which homes contain energy efficient and environmentally friendly characteristics, the Greening MLS Tool Kit will help all home buyers – especially first-time and low- and moderate income home buyers – make more informed choices about the cost of their housing and where upfront payment may lead to long-term saving,” said Ken Wade, NeighborWorks America CEO.

Other organizations participating in the collaborative effort include the Appraisal Institute; Council of Multiple Listing Services; EcoBroker International; Enterprise Community Partners, Inc.; Metropolitan Regional Information; Multi-Regional Multiple Listing Service System; National Association of Home Builders; Traverse Area Association of Realtors®; and the U.S. Green Building Council.

Learn more about the Green MLS Toolkit at http://www.greenthemls.org/. More information is also available in NAR's press release.

Wednesday, April 21, 2010

Make Your Volunteer Events More ‘Social’ Via Online Networks

by Tom Austin, web content development manager, NeighborWorks America

If you’re not already integrating social media into your volunteer events, now might be a good time to start. After all, it's National Volunteer Week (April 18-25), which draws attention to the huge contributions made by volunteers in communities.

Whether your neighborhood project is a fix-up, paint-up, plant-up or even a fundraising event like a 5k race – online social networks are where people are hanging out in growing numbers, and not just tech-savvy teens and 20- or 30-somethings, but older folks too.

These websites not only include popular channels like Facebook, YouTube and Twitter, but also websites that match volunteers to opportunities.

What I find most promising for NeighborWorks and other local community development nonprofits is the potential to attract more people, particularly those starting their careers, to local activities that are transforming communities, and that includes engaging volunteers on service projects through social networks.

Here are a few ideas for using social media before, during, and after your volunteer events. If you’ve had some good luck using the tools mentioned below, or other social tools, please share your comments below.

Before Your Volunteer Event:

  • Even if you don’t have that many Facebook followers yet, put your “Wall” to work by promoting your events, and in an inviting way that encourages comments and “thumbs-ups” from your followers.

  • Some local nonprofits are beginning to create their own customized social networks on Ning that can easily be used to rally volunteers, but it does take some time to set up and engage a community in this kind of multifaceted website.

  • Create a short video about your organization and event for upload to YouTube, then include the video on your website, Facebook page, or blog.

  • Promote your volunteer events on a few of the many social network websites that match volunteers with volunteer opportunities. AllforGood is the result of a major collaboration between nonprofits and tech companies like Google and Craig’s List and integrates well with other websites and social media. MeetUp is another popular site to gather a group of people quickly, around affinity interests, including volunteering. Some of the other reputable websites that match volunteers with the organizations that orchestrate volunteer events are http://www.volunteermatch.org/; http://www.handsonnetwork.org/; http://www.dosomething.org/; http://www.craigslist.org/ (volunteers category); http://www.servenet.org/; http://www.volunteersolutions.org/.

  • Post your event photos on websites created by your local television station. Also, be on the lookout for other online social networks that post volunteer events, such as those sponsored by civic associations, libraries, and local government community affairs offices.

During Your Volunteer Event

  • Capture your event with video for posting to YouTube or photos for posting to Flickr. You can link to these from your website. Once you have the images posted, your volunteers may share them on their own social networks, attracting even more volunteers to your events.

  • Encourage use of Twitter during your event. Twitter also has ways to share photos, which work well with snapping shots of volunteers from Smart Phones. You may want to even take your Twitter tweets and make a scrapbook out of them to promote future events.

  • Does your organization have a blog? Consider a live blog of your volunteer event. Better yet, have one of the volunteers do a “guest blog” on their volunteer experience.

  • When your volunteers register, give them the opportunity for them to share their email, so you can follow up with them by sending them links to photos, video, blog posting, or other content relevant to your event.

After Your Volunteer Event

  • Show your online followers and fans who did not volunteer what they missed by posting photos and video, etc.

  • Use your social network to thank those who participated in the event by sharing photos, videos, etc.

There are obviously lots of possibilities for nonprofit project managers willing to experiment. Which of the tools do you see working best for your organization?

Also, if you’re looking for more on trends in volunteerism, check out the upcoming symposium, hosted by NeighborWorks America in Phoenix in May at www.nw.org/volunteers.

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